
Illustrated personal-finance ebook + offline app
The Ledger
190-page illustrated personal-finance ebook plus an offline app: 30 lessons from first budget to investing and taxes.
$22 USD · one-time · digital download
Why Life Feels More Expensive · Free 38-page ebook
A plain-language look at 2014-2026 prices, housing, food and debt in Canada and the US, plus what to do about it: a 48-hour plan, an irregular-income budget, debt maths and a 90-day roadmap. Free.
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Real numbers from the ebook (official CPI annual averages). No email needed to play.
Question 1 of 3
A $1,000 basket in Canada (2014) costs about ___ in 2025?
Question 2 of 3
Same $1,000 basket in the US?
Question 3 of 3
A CAD $60,000 income in 2014 needs to be about ___ just to keep up?
Sharp eye!
Answers: CAD $1,312, USD $1,360, $78,690. The ebook explains why, and what to do about it.
Higher than you think
Answers: CAD $1,312, USD $1,360, $78,690 (CPI +31.2% Canada, +36.0% US). Chapter 1 explains.
Close, a bit lower
Answers: CAD $1,312, USD $1,360, $78,690. Your own basket may differ; chapter 4 shows why.
The real answers
CAD $1,312, USD $1,360, $78,690.
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Honest limits. Educational, not financial advice.
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FAQ
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Yes. Chapter 1 is the plain-language answer, and every chapter ends in practical steps.
The data comes from public sources (StatCan, BLS, CRA, IRS and others, 47 references). The ebook puts it in one place and turns it into steps.
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Illustrated personal-finance ebook + offline app
190-page illustrated personal-finance ebook plus an offline app: 30 lessons from first budget to investing and taxes.
$22 USD · one-time · digital download

One private app: money, home, family, side hustle
Budget, bills, House Clock, meals, calendar, private notes and a client CRM in one app that lives on your device.
$4 USD/month · $40.80/year · $30 lifetime