Pai Digital

Why Life Feels More Expensive · Free 38-page ebook

Why is life so expensive?

A plain-language look at 2014-2026 prices, housing, food and debt in Canada and the US, plus what to do about it: a 48-hour plan, an irregular-income budget, debt maths and a 90-day roadmap. Free.

Free no card needed · delivered by email via Payhip

Shocked cartoon piggy bank next to real ebook pages, with the words $1,000 in 2014? Now $1,312.

Is it right for you?

A good fit if

  • You live in Canada or the US and wonder where your money went
  • You want plain-language explanations with sources, not hype
  • You want practical steps: budget, debt, benefits, a 90-day plan

Not a fit if

  • You need personal tax, legal or insolvency advice (see a professional; the ebook lists help routes)
  • You want investment picks or get-rich promises (none here)
  • You want live data: figures are dated to Oct 2026

From 'why?!' to a plan

  • Enter name + email Tap the button, enter your name and email on Payhip. Price is $0, no card needed.
  • Download the PDF You get the download link right away on screen and by email.
  • Start with chapter 1 or 10 Chapter 1 is the plain-language answer. If money is urgent, chapter 10 is the first 48 hours.

After checkout: Checkout on Payhip (PayPal). Your download link appears after payment and in your Payhip receipt email.

Guess: 2014 vs 2025

Real numbers from the ebook (official CPI annual averages). No email needed to play.

Question 1 of 3

A $1,000 basket in Canada (2014) costs about ___ in 2025?

Question 2 of 3

Same $1,000 basket in the US?

Question 3 of 3

A CAD $60,000 income in 2014 needs to be about ___ just to keep up?

Sharp eye!

Answers: CAD $1,312, USD $1,360, $78,690. The ebook explains why, and what to do about it.

Higher than you think

Answers: CAD $1,312, USD $1,360, $78,690 (CPI +31.2% Canada, +36.0% US). Chapter 1 explains.

Close, a bit lower

Answers: CAD $1,312, USD $1,360, $78,690. Your own basket may differ; chapter 4 shows why.

The real answers

CAD $1,312, USD $1,360, $78,690.

Devices, formats and limitations

Devices

  • Enter your name and email to get it free. You'll also get money tips and offers from Pai Digital; unsubscribe anytime.

Formats

  • Delivered as a digital download (see What's included).

Limitations and licence

  • Educational, not financial advice. Figures are dated (research cut-off Oct 11, 2026); model budgets are illustrative.
  • Enter your name and email to get it free. You'll also get money tips and offers from Pai Digital; unsubscribe anytime.
  • Get free money tips + new product drops: Pai Digital Money Tips on WhatsApp (https://whatsapp.com/channel/0029VbEJTp2GJP89SVeFNc2e) or Telegram (https://t.me/paidigitalmoneytips).

Genuine previews

Real pages and screens

Free download

Why Life Feels More Expensive

Free no card needed · delivered by email via Payhip

Delivered as: PDF · Works with: PDF reader

Honest limits. Educational, not financial advice.

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FAQ

Questions

Is it really free?

Yes, $0. You enter your name and email on Payhip. You'll also get money tips and offers from Pai Digital, and you can unsubscribe anytime.

Is it for beginners?

Yes. Chapter 1 is the plain-language answer, and every chapter ends in practical steps.

Is this info free elsewhere?

The data comes from public sources (StatCan, BLS, CRA, IRS and others, 47 references). The ebook puts it in one place and turns it into steps.

How do I get it?

Tap the button, enter your name and email on Payhip, then download the PDF from the screen or your email.

Will you sell me stuff?

Sometimes, honestly labelled: Pai Digital's own planners and tools. Unsubscribe anytime with one click.

Can I get free money tips without email?

Yes. Get free money tips + new product drops: follow Pai Digital Money Tips (free, leave anytime) on WhatsApp or Telegram.

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