Money & Savings
Plain-language money guides for Canada and the US: TFSA vs RRSP, high-interest savings, emergency funds, tax deductions and everyday budgeting math. Every guide comes from a Smart Money Life or Money Made Simple video, with the steps written out so you can act on them today. Short on time? Start with the Money Tips & Tricks collection — the sharpest one-minute tips from our daily videos, each written out in full.
Money & SavingsTFSA vs RRSP in Canada (2026): Which Account Should You Fill First?
TFSA or RRSP first? The 2026 Canadian guide: how each account is taxed, the one question that decides the order, and the first-home and retirement exceptions.
Money & SavingsBest High-Interest Savings Accounts in Canada (2026): Where Idle Cash Earns Most
Where should Canadian cash sit in 2026? HISA vs GIC vs money market funds compared: rates, CDIC coverage, access — and the trap of teaser rates.
Money & SavingsHow to Save $10,000 in One Year: The Canada + US Plan
$10,000 in 12 months is $833 a month — or a smarter mix. The step-by-step savings plan from Smart Money Life: automate, cut the big three, add one income lever.
Money & SavingsEmergency Fund: $9,600 or $19,200? How Many Months You Actually Need
Three months or six? Canadian Money Math #8 does the arithmetic: what counts as a month of expenses, who needs more, and where the fund should live.
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Frequently asked questions
Are these guides for Canada or the US?
Both. Most guides compare the Canadian and American versions side by side — TFSA vs Roth IRA, CPP vs Social Security — and each article says clearly which country each rule belongs to.
Do I need an account to use the free money pack?
The starter pack on the free gifts page is a direct download. The apps and full courses offer free trials you can start from any guide on this page.
How often are new money guides published?
New videos post daily on Smart Money Life and Money Made Simple, and each new video gets a written guide here the same day.